Do I own the home? Do we have a closing?

We close at a local title company, and you get the deed. You own the home. We take back the note just like a bank.

What if I want to make changes to the home?

You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like.

What is the rate and down payment?

Down payment depends on income, but we require a reasonable down payment. We can do a 10, 20 or 30 year note on this loan. The loan can run the full term, there is no balloon, and no prepayment penalty.

I’m interested in the home, and have a reasonable down payment. How do I view?

Message us with your down payment and monthly income and if you qualify, then we can set up a time to view. Click here to request a viewing.

I have bad credit. Do you check credit score?

We have this crazy idea that credit score doesn’t pay the bills, but cash and income does. As long as you have a reasonable down payment and income that shows you can afford the home, we do not check credit score.

Click here to request a viewing.